Adrian Michigan’s Home Builder

Financing

With DJW Homes
At DJW Homes, we believe financing your dream home should be simple, transparent, and stress-free. That’s why we’ve partnered with trusted local and national lenders who offer competitive rates, flexible options, and fast approvals for a wide range of credit scores and income levels. We work closely with these lenders every day, and our experience ensures a smooth process from application to closing.

Unlike many builders, we don’t take a cut or mark up your financing rate—our only goal is to help you secure the lowest possible interest rate. In fact, rates with our preferred lenders currently start as low as 5.375%.

Prefer to use your own lender? No problem. We’re happy to work with outside financing as well. Whether you choose one of our partners or bring your own, we’re here to help you every step of the way.

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Our Partner Lenders

Financing Process

Pre-Approval

Pre-Approval

Meet with our preferred lenders or your own lender to obtain pre-approval and determine your budget.

Select Your Home

Select Your Home

Choose your desired floor plan, lot, and customizations with DJW Homes.

Sign Purchase Agreement

Sign Purchase Agreement

Finalize and sign your purchase agreement to reserve your home.

Finalize Your Loan Application

Finalize Your Loan Application

Complete your mortgage application and provide required financial documentation to your lender.

Loan Processing & Approval

Loan Processing & Approval

Your lender reviews your information, orders an appraisal, and grants final loan approval.

Loan Closing

Loan Closing

Sign final loan documents, pay any closing costs, and finally lock in your financing.

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